For example, if a bank has made short-term and long-term loans totaling $100 million to company A, its credit exposure to company A is $100 million.
In general, a bank will seek to have greater credit exposure to its customers with the highest credit rating, and less exposure to clients with a lower credit rating. If a customer encounters unexpected financial problems, the bank may seek to reduce its credit exposure in order to mitigate the risk of loss arising from a potential default.
He accused the bank of publishing incorrect information about its debt position, credit rating, and credit exposure in an attempt to influence its share price.
кредитний ризик; розмір кредитного ризику