An individual's financial capacity to make good on a debt. Specifically, the phrase "ability to repay" was used in the
The purpose of this legislation and the "ability to repay" standard was to prevent lenders from employing the same loose lending criteria used during the housing bubble of the mid-2000s, in which many people were allowed to take out mortgages they couldn't really afford, then lost their homes to foreclosure a few years later. Under the new laws, individuals who are not properly subjected to the ability to repay standard during the origination process may have a defense against foreclosure.
здатність погасити (позичку тощо)
ability to repay to stand trial — = ability to repay to stand one's own trial здатність виступати в суді, здатність постати перед судом
ability to repay to stand one's own trial — = ability to repay to stand trial
- ability to repay to work