ELECTRONIC MONEY

Electronic money is money which exists only in banking computer systems and is not held in any physical form. In the United States, only a small fraction of the currency in circulation exists in physical form. The need for physical currency has declined as more and more citizens use electronic alternatives to physical currency.

In the U.S. many people receive their paychecks through direct deposit, move money with electronic fund transfers, and spend money with credit and debit cards. While physical currency still has advantages in certain situations, its role has gradually diminished. While it might seem to be a worrying thought that your bank account balance is nothing but an entry in a computer system, it is really nothing new. Fiat paper currency has no inherent worth either.

электронные деньги общий термин для операций с деньгами через Internet Syn: e-money, cybercash, digital cash, e-cash, online bucks

электронные деньги ( общее название для банковских операций в компьютерных сетях )

электронные деньги (общее название для банковских операций в компьютерных сетях )