FINAL SALARY SCHEME

страх., эк. тр. (пенсионная) схема [система\] "последней зарплаты"*, план [система пенсии\] на основе последней зарплаты* (схема пенсионного обеспечения, при которой размер пенсии определяется как установленная доля от последней заработной платы работника, полученной перед выходом на пенсию)

final salary scheme: translation

The calculation of your pension on retirement is based on a fraction of your pensionable earnings for each year you've been a member of the pension scheme. The most common fraction used is 1/6th and if you had been a member of the scheme from the age of 25 to 65 ,this would give you the maximum pension of 40/60 or 2/3 of your final salary. The fewer years that you are in the scheme means a smaller pension. It is usual for the pension to get regular increases and a provision is usually made for a pension for your spouse if you die first, or if you die before the retirement payment of the one-off payment.