FAIR DEBT COLLECTION PRACTICES ACT (1978)
- Fair Debt Collection Practices Act (1978)
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Federal law that prohibits debt collectors from engaging in unfair, deceptive or abusive practices when collecting debts. Collectors must send a written notice telling the name of the creditor and the amount owed; collector may not contact consumer if he or she disputes in writing within 30 days (unless collector furnishes proof of the debt); collectors must identify themselves on the phone and can call only between 8 am and 9 pm unless a consumer agrees to another time; and collectors cannot call consumers at work if they are told not to (BANKRUPTCY DICTIONARY OF TERMS)/.
United Glossary of Bankruptcy Terms2012.